U.S. consumer credit crunch, slowing lending growth month by month.

With the U.S. subprime mortgage crisis triggered a credit crunch, the Federal Reserve figures released on the 8th, the U.S. July consumer credit growth lowest in seven months, and only half of forecast growth. .<P> (Http://finance.) About two-thirds of the U.S. economy from domestic consumption, and reduced growth in consumer credit, consumer spending is seen as one of the factors slowing. .U.S. Department of Labor announced last week in August the unemployment rate for five years to a new high, but also adds economists will be more to slow down consumer worries. .</ P> <P> 8, according to report released by the Federal Reserve, the U.S. July consumer credit increased by about 4.5 billion, to 2.59 trillion U.S. dollars; growth rate economists had expected only about 85 billion increase in half .annual rate of 2.1%. .Figures do not include real estate related loans. .</ P> <P> report and the increase in consumer credit in June ranges from 14.3 billion reported last month, revised down to about 110 billion, an increase of 5.1% annual rate, but still better recently, the main .impact of tax rebate to stimulate spending by the government. .</ P> <P> as banks tighten lending standards, in July the United States, including car loans, education and other non-revolving credit loans, compared to 6.1% in June increased only slightly by 0.5%. .</ P> <P> mainly from the revolving credit loan credit card consumer loans grew 4.8% in June after a revised 3.5% higher. .Although moderate growth over the previous few months, but still reflects the tightening of consumers in the bank lending standards, while other more dependent on consumer credit card lending. .</ P>.