3 November, the US Federal Reserve Chairman Ben Bernanke announced a further acquisition of 6000 million bond's "second quantitative easing measures". But the United States Economist believes that the liberal measures difficult on United States real estate market have substantial positive. I think that the situation may even be cake, "foreclosure door" troubled United States banking, will therefore further was implicated in the face of the quantitative easing 6000 billion rescue package, three major stock index and international commodity futures are coming out of the wave of rising, and why the US real estate market is not good at all?
The Fed started this plan to purchase Treasury bonds, wave raised money market, financial market turbulence, in fact, it would be better to borrow 2 metrization loose the opportunity to purchase Bank has shut down of these houses in order to reduce the supply of housing, child and stabilize the housing market. Now US Treasury bonds, causing large purchase Government bonds continued low interest rate, which is very easy to make the United States debt market collapse, but hold a real estate you can stabilize the United States market. But the Fed did not do so.
United States housing prices over the past decade, almost tripling, at the same time, the average income in the United States people if the purchasing power to calculate is declining, this means the United States fell to house price may want to return to the 67% of the real value. Although United States income now continues to decline, while the United States now housing supply is also the most abundant in the history. Now the situation is: United States banks still side to hold a real estate mortgage overdue; one side is the beauty of all major banks in the current price is seriously overvalued House completely do not need to first pay lending to low income communities, it is clear for future financial crises have implications.
If the United States economy continued to weaken, the unemployment situation remains serious in low-income communities have no mortgage foreclosure, you may want to know the most recent new buyers are lingshou pay, this also means that they only put a few assets in real estate, once the economic situation deteriorated, they will not have any power continues to be available for loan, a new round of foreclosure surge will in the near future to come. Moment, the entire us low income communities debtor up to 600 million, United States of mortgage debt bubble will not be due to the introduction of quantitative easing, while easing.
United States bank stocks since 15 April this year, fell by 41%, mortgage bond investors require United States Bank withdrawal amounting to billions of dollars of home loans, investors seem to be feeling United States banks already approaching crisis. Second quantitative easing of purported by purchasing Government bonds, increased liquidity of banks, investment funds to encourage banks to small and medium-sized enterprises, in order to promote employment, stimulating domestic demand. However, most believe that the United States bank loans to SMEs, the great risk, so the United States many small and medium-sized enterprises or to be the number of credit support. While stimulating domestic demand is not rely on the spectrum, since many families in the United States food and clothing, to pay previous mortgage or debt! so fed's quantitative easing to the real estate industry in the United States did not work, go to the United States economy good effect is questionable. 【 finance.】
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