Fear of lifting the closures, Bank of America Bank listed 90 high-risk list.

U.S. subprime mortgage market collapse, the second largest housing credit for the collapse of IndyMac bank taken over by the government, the market wants to know who will be next, this, the Federal Deposit Insurance Corporation (FDIC) has ninety banks included in the high-risk .list. .<P> (Http://finance.) Market is the United States are most concerned about the two mortgage agencies Fannie Mae (Fannie Mae) and Freddie Mac (Freddie Mac) in the future. .Massive market sell-off of financial stocks last week, Fannie Mae and Freddie Mac, plummeted for several days. .The two organizations will be heard Friday by the government to take over, investors worried that the two shares will subsequently become "worthless" shares are first tumbled about five percent, but was later taken over Treasury Secretary Henry Paulson will not be implied, .Fannie Mae shares closed down just 3.1%, while Freddie Mac shares were down 23.5%, two one-day volatility of shares almost doubled, very dramatic. .</ P> <P> this year, the United States have had four small bank failures, the Federal Deposit Insurance companies need to recruit more staff to handle the case more financial institutions collapse. .No improvement in U.S. housing recession, construction loan market shrinking, the Federal Deposit Insurance Corporation is expected, there will be more banks financial problems. .</ P> <P> Westwood Capital analyst said in New York, IndyMac was taken over only the beginning. .IndyMac is the closure of five banks this year, the Federal Deposit Insurance Corporation to pay the over amount, estimated to range from 4 billion to 5 billion U.S. dollars, leading to its 53 billion U.S. dollars to reduce the size of a deposit insurance fund into. .As last year, only three banks failed. .Federal Deposit Insurance Corporation said the former official Graham, the council took over a bank, it is often the right to operate for two years, but generally not yet reached the two years that will be taken over the assets sold. .</ P> <P align=center> risk of government debt increased U.S. pressure </ P> <P> the Bush administration in times of emergency funding to financial institutions or to take full control, but the current market is more worried about is the mortgage agency rescue .too costly, it may undermine government finances and the U.S. dollar. .Because Fannie Mae and Freddie Mac, the mortgage industry accounted for half of the United States, analysts pointed out that the two companies on the U.S. and global economic influence is much larger than Bear Stearns. .Professor of Economics at the University of California, San Diego, Hamilton said: "The outside world that the U.S. is no longer the safe haven of funds, it may cause great pressure on the U.S. exchange." </ P> <P> present, the two companies body is 5.3 .trillion dollars in assets, equivalent to 38% of U.S. GDP, assume their debt means the federal government's net financial liabilities will exceed GDP, have the opportunity to lead this new round of dollar sell-off. .Sitting on a quarter of central banks to sell 1 trillion in U.S. Treasuries and corporate bonds, the two companies are sitting on a quarter of three new mortgage, if they stop lending, or will crash the U.S. housing market will further blow to the economy. .Investment firm Payden & Rygel, principal analyst Higgins (Thomas Higgins) is expected, with property prices plunged, the dollar fell sharply during the year further. .</ P> <P align=center> Senate bill to save the property market </ P> <P style=MARGIN: 0px> As a matter of urgency, the U.S. Senate Friday to help the owners through the $ 300,000,000,000 bill, President Bush this week will be expected to .decide whether to accept. .It is estimated that the passage of the bill will help about 40 million U.S. households from the fate of confiscated property. .At the same time, the program also includes the potential property buyers to give tax incentives to buy housing in communities has been pledged about 40 billion dollars in financial assistance and other measures. .</ P> <P style=MARGIN: 0px> </ P> <P style=MARGIN: 0px> rating agency Standard & Poor's said that the two mortgage institutions were sovereign rating downgrade will not affect the United States. .</ P>.