Eight hundred billion U.S. dollars through the challenges of post-.

<P> Clear last week the U.S. stock market to show "Lee do not take up", "bad crash," the negative emotions. .House of Representatives on Monday rejected the bail case, the Dow fell a record in the history of the maximum point, the global stock market fell a badly battered accompanied; last Wednesday, the House of Representatives on Friday passed parameters are coded by the amended version of 800 billion U.S. dollars in rescue cases, .Wall Street still does not join in, although the perception of the market made clear the case, but will save the market chaos; but also by understanding the case even if the rescue, the challenges are only just beginning. .</ P> <P align=center> market convey disturbing messages </ P> <P> a record nine hundred and eleven from the biggest weekly decline since the U.S. stock market last week, the market is still clearly passed the message on the strong anxiety .. .Whether the confidence of all the fierce light of recent U.S. government intervention in the rescue and recovery it? .Unfortunately, still no answer. .</ P> <P> countries outside the United States, preparations must also be a more accelerated pace. .Last week after another storm broke out in Europe, the United Kingdom, Germany, France spared. .Ireland even announced, domestic bank deposit insurance raised to hundred percent, attracting a large number of European, particularly British diversion of large deposits of funds, resulting in the day before the British Government will have to deposit insurance limit from £ 35,000 in each account up to 50,000 .pound limit. .For decades the United States did not adjust the deposit insurance cap, also in this case through the bailout, while $ 100,000 from each account to 25 million. .</ P> <P> in fact raise the deposit insurance limit of the action itself, to create a lot of tension. .Because until now, even if the top five U.S. investment banks have disappeared in three of the largest insurance company AIG 85 billion U.S. dollars in loans received after the Fed also remains uncertain future, but at least the acceptance of deposits of commercial banks in the general population is still safety. .The U.S. Senate on Wednesday on the original 700 billion yuan in the case of overweight 1,000 billion rescue package, including adequate for the Federal Deposit Insurance Corporation fund the settlement of claims, perhaps the "worst case" may develop, but also the first to be ready! .</ P> <P align=center> a global "liquidity crisis" </ P> <P> line relative to the 1930s, many banks competing to withdraw cash at the door of the case, today's "liquidity crisis" has .Another face of the show. .Among international banks in different currencies of countries keep lending each other, constitute the main axis of the present international financial business. .But since mid-September, investment bank Lehman crash, the Fed announced that no rescue has been a substantial loss of confidence in the market, international lending markets and thereby causes rapid depletion of the state funds, which is basically why the eight hundred billion U.S. dollars bailout .in need of emergency by the case to try to restore market confidence in order to solve the most people ignore, but the actual existence of a "liquidity crisis." .</ P> <P> when the market lost confidence, even if plenty of money, still will have the credit crunch (credit crunch) problem. .In fact, just the United States on September 18 in the world's major central banks increased by 180 billion U.S. dollars swap lines, September 29 and the United Kingdom and the Bank of Japan added 620 billion U.S. dollars, the purpose is to allow multinational banks are among the successful if you can not .U.S. dollar lending, central banks may help. .However, the inter-bank lending if it lost the confidence of each other, and must depend on central banks to pay expenses is clearly not a permanent solution. .800 billion U.S. dollars, it is also the most stringent test of the first step, of course, so is expected to enable banks to restore confidence in each other. .</ P> <P> even if the banks lending to other banks have concerns, then for business and personal loans, of course a great problem. .Lending money because they can not get a lot of banks, enterprises had to close the umbrella rain. .And it is through this pipeline, the financial crisis may quickly transformed into a comprehensive real economic crisis. .Normal operation of a business, if a smooth extension of the original loan is expected to go wrong, the problem may result. .Chain domino effect will occur, it is also over 800 billion U.S. dollars last week, and however, the most worrying place. .</ P> <P align=center> financial and economic crisis, building a firewall </ P> <P> banks provide indirect financing to businesses outside the three weeks since the direct financial markets major problems. .Many good corporate credit rating of commercial paper issued by the dilemma of nowhere attract buyers have occurred. .After Lehman, or even the world's most famous credit rating company also no longer be trusted with cash on hand are more reluctant to rush to lend money easily, directly and thus the rapid shrinking of the financial situation, (http://finance. .) enterprise financing has been extremely difficult. .</ P> <P> 8000 亿 美元 will face after the clearance and, therefore, not only indirectly finance, financial markets are more directly whether the challenge to restore normal operation; and only through this test, the financial crisis and .between the economic crisis in order to establish a minimal firewall. .</ P>.