China Banking Regulatory Commission issued regulations to strengthen risk control and the series of regulatory capital.

<P> China's banking industry regulation to implement the new capital accord have made significant progress </ P> <P> China Banking Regulatory Commission issued "Credit Risk Rating System within regulatory guidelines" and other 5 regulatory rules </ P> <P> in the regulatory .and the joint efforts of the domestic banking sector, after two years of feasibility studies, drafting, comments and quantitative impact estimates, the China Banking Regulatory Commission has released the first batch of the new Capital Accord, regulatory rules, including "commercial bank exposure to credit risk classification of bank account .Guidelines "," Internal Credit Risk Rating System supervisory guidance, "" commercial bank specialized lending regulatory capital measurement guidelines, "" slow-release supervision of commercial banks in credit risk capital measurement guidelines, "and" commercial banks measure operational risk regulatory capital guidelines. " .This release of 5 marks regulatory guidelines to implement the new Basel Capital Accord of regulation has made breakthroughs in large domestic banks will push forward the implementation of the new Capital Accord preparatory work, to ensure the timely implementation of the new Capital Accord laid the foundation. .</ P> <P> "commercial bank exposure to credit risk of bank accounts Classification Guidelines" includes nine chapters, fifty-five. .The guidelines clearly credit risk exposure of commercial banks should follow the basic principles of classification and general requirements, and established by the technical standards for various types of risk exposure; commercial banks to adopt internal ratings method to calculate credit risk capital requirements, credit risk should the bank account .exposure is divided into sovereign risk exposure, risk exposure of financial institutions, retail exposures, the company exposures, equity risk exposure and other exposures such as the six categories. .The guidelines for commercial banks to accurately grasp the various risk characteristics of credit risk exposure, regulatory capital requirements for credit risk measurement basis. .</ P> <P> "Credit Risk IRB supervisory guidance" includes ten chapters, two hundred forty-nine. .IRB is the new Capital Accord of the most important institutional innovation, commercial banks, development and construction of the internal rating system is to ensure that the IRB, as well as the new key to the successful implementation of Basel II. .The guidelines draw on other countries and regions, regulatory policy and major domestic banks take full account of the reality of the new Capital Accord of the principle requirements of the IRB were refined, the commercial bank's internal rating system of governance, rating technical requirements, internal .rating process, credit risk parameter quantification, IT and data management systems, internal rating system and many other aspects of validation and application of specific technical requirements, the establishment of specific regulatory standards. .The guidelines will help reduce the uncertainty of regulatory policies to facilitate supervision of commercial banks, an accurate understanding of intentions, the internal rating system for commercial banks to provide technical guidance to the development and construction. .</ P> <P>.